Funding offers

We generate flexible solutions tailored to the financing needs in line with companies’ operational and investment strategy.

Working capital financing products addressing the company short and medium cash flow needs.

  • Ceilings for discounting the commercial invoices and/or payment instruments

Supporting the company’s commercial activity with customary partners by granting founds to pre-finance up to 90% of their invoices and/or payment instruments for up to 180 days.

The ceiling is a flexible tool to sustain your receivables in relationships with trustworthy customers who are offered payment terms of up to 6 months.

Added value of this type of financing:
    • Stabilizing your cash flow with greater accuracy in financial planning
    • Improving your company’s financial markers
    • Optimizing internal expenses for collection and monitoring the invoices portfolio
    • Advance cashflow of receivables and the convenience of collecting receivables from a single source
    • Trust reputation through on-time payments to suppliers, employees and the state budget
Pre-financing receivables process involves a few simple steps:
    • The ECF IFN client delivers the goods/services and issues the invoice
    • The commercial partner / debtor accepts the invoice for payment
    • The ECF IFN client requests invoice financing from Energy Capital Finance
    • ECF IFN finances up to 90% of the invoice value
    • The commercial partner / debtor pays the invoice at maturity to ECF IFN
    • ECF IFN transfers to its client the cash reserve representing the difference between the full invoice value and the financed amount
  • Treasury loan (Credit line) intended to cover companies’ current needs, ensuring continuity of operations without disruption

The credit line is valid up to 12 months from contractual documents signing with the extending option for further financing periods where needed.

Withdraw and repay whenever you need, directly from your client account.

A credit line is a financial tool that lets you access the necessary amount you can use according to your business needs. Thus a credit line can sustain various financial needs from current operating activity such as:

    • Financing the company’s current expenses
    • Paying employee salaries on time while awaiting incoming payments from customers
    • Paying taxes and duties on time to avoid penalties
    • Paying supplier in advance to obtain discounts on products acquisition
    • Operate any other payments needed to grow your business

  • Loans for intended purpose such as supply raw materials, materials, semi-finished goods, subassemblies, etc., from Romania or abroad, required for the manufacture process specific to your activity.

The funding is point-purpose and can be granted up to 60 months. Repayment instalments will be set together with you relying on your activity type and cash-flow seasonality. Also a grace period for installments repayments can be granted if it helps regulate your company’s cash flow.ith you depending on your activity type and collection seasonality. A grace period on loan repayments can be granted if it helps regulate your company’s cash flow.

Financing for investment activity, adapting our financing tools to the execution and monetization mechanism of the targeted development project.

  • For investment financing you benefit from a repayment period of up to 5 years from cash flow generated by the investment.

  • Pentru finanțarea investițiilor beneficiezi de o perioadă de rambursare de până la 5 ani, iar aceasta se va face din veniturile generate de investiție. Aportul propriu este de minimum 20% din valoarea investiției finanțate.

Finanțarea pe termen mediu și lung a proiectelor de producere a energiei din surse regenerabile cu o capacitate de maximum 5 MW

  • Financing can cover up to 50% of the purchase value of the equipment required for project execution with a repayment period of up to 5 years.

Refinancing loans granted by other financial institutions / credit institutions.